Nel & Associates
Investment & Risk Insurance Specialists

FSB 15585
"Live well , retire well"

 
Consolidate your insurance portfolio.  No charge. Send your broker note.
 
Home & Vehicle Insurance *  Retirement *  Investment *  Medical *  Estate Planning *  Last will and testament

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Retirement
Estate & Tax
Income Protection
Investments
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Medical Insurance

Two scenarios ultimately exist in our futures: 
either we die before retirement; OR we survive retirement.

Either way, planning is the keyword. 

 

Oh, human nature !!

DO we save that 10% of our salaries for retirement ?
Do we actually implement a safety net 'for that rainy day' ?
Statistics prove the answer is
No

 

No, what we rather do is illustrated in some true examples below:

  • Client subsidized 8 months' insurance premiums to purchase a Play station.  After a burglary they hoped the insurer would reinstate the policy & honor the claim. 
     

  • Another did not know how to do estate planning, so he postponed it. His wife had to sell her home to afford the estate duty on her inheritance when he passed away unexpectedly.
     

  • Yet another, at age 60, realized that that pension fund she relied on all those years, is barely covering monthly medical expenses.
     

  • Someone found out too late that 'total disability' insurance excludes critical illness or impairment.
     

  • And many simply take that 'cheap' premium which turned out to be no saving at all when the claim was repudiated.

     

    But Clients are often amazed to see how simple it really is to cover themselves from all angles - and how affordable

Fax your broker note, we will tell you about your portfolio at no cost !!!

broker note

 

Emergency & client services:

Santam  SOS: 0860 505 911
Client Service 0860 726 826  

A&G
 Emergency: 0860 104 210
Client Service 021 527 8600 


Momentum
 Emergency: 0860 007 777
Client Service 0860 006 784
 
 
Regent
 Emergency: 0800 004 848
Client Service 021 912 2500


M&F
 Emergency: 0800 247 365
Client Service 011 990 8000


Saxum
 Emergency: 0800 551 551
Client Service 021 919 6404

 

Tip add applicable number to your cell phone contacts together with your policy number

Meanwhile, there are those who do the planning, and enjoy the tremendous benefits from it.  Most successful people concentrate on their own area of expertise, whilst appointing someone to streamline their insurance issues.

Insurance has become a professional industry and a science.  Brokers are required to be qualified and registered with the Financial Board before they may practice.  Today, insurance portfolios have to be updated, streamlined and managed  on a daily basis.

Our product range !!

We are business partners of these insurers:

  •  Liberty Life
  •  Metropolitan Odyssey
  •  Momentum Long- and Short Term
  •  Sanlam
  •  Altrisk
  •  HA Group
  •  Discovery Life / Health
  •  Santam
  •  Auto & General
  •  Mutual & Federal
  •  Regent
  •  Saxum

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