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Two scenarios
ultimately exist in our futures:
either we die before retirement; OR we survive retirement.
Either way,
planning
is the keyword.
Oh, human nature !!
DO we save that 10% of our salaries for retirement ? Do we
actually implement a
safety net 'for that rainy day' ? Statistics prove
the answer is No
No, what we rather do is illustrated in some
true examples
below:
-
Client subsidized 8
months' insurance premiums to purchase a Play station. After a burglary they
hoped the insurer would reinstate the policy & honor the claim.
-
Another did not know
how to do estate
planning, so he postponed it. His wife
had to sell her home to afford the estate
duty on her inheritance when he passed away unexpectedly.
-
Yet another, at age 60,
realized
that that pension fund she relied on all those years, is
barely covering monthly medical expenses.
-
Someone found out too late
that 'total disability' insurance excludes
critical illness or impairment.
-
And many simply take
that 'cheap' premium which turned out to be no saving at all
when the claim was repudiated.
But
Clients are often amazed to see
how simple it really is to cover themselves from all angles - and how affordable
Fax your broker note,
we
will tell you about your portfolio at no cost !!!
broker note
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Emergency & client services:
Santam
SOS: 0860 505 911
Client Service 0860
726 826
A&G
Emergency: 0860
104 210
Client Service
021 527 8600
Momentum
Emergency: 0860 007 777
Client Service 0860 006 784
Regent
Emergency: 0800
004 848
Client Service
021 912 2500
M&F
Emergency: 0800
247 365
Client Service
011 990 8000
Saxum
Emergency: 0800
551 551
Client Service
021 919 6404
Tip
add applicable
number to your
cell phone contacts together with your policy number |